There are lots of reasons consumers call on Parker Real Estate & Appraisal

To a lot of us, an appraisal just looks like another fee in the long list of items for a mortgage or refinance. While there are an increasing number of automated home valuation methods that might seem more practical than an appraisal, nearly all lenders still need a local expert because the stakes are very high. You might assume that getting a mortgage is the only reason you should get an appraisal, but there are other instances when the services of a certified, independent real estate professional might be helpful.


	Order appraisals on this website by simply clicking here.

Let Parker Real Estate & Appraisal help you appeal your tax assessment in Hunt County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Parker Real Estate & Appraisal is your best evidence. At Parker Real Estate & Appraisal,we can assist you in appealing your tax assessment.

Let Parker Real Estate & Appraisal help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, many lenders ask home owners to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

Parker Real Estate & Appraisal will provide you with a statement regarding the value of your home, and the expense of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Parker Real Estate & Appraisal will help you settle a divorce with less stress

A divorce is a particularly heartbreaking event for the parties involved, and it is often further complicated by the burdensome decision of who maintains the house. It's a good idea to order an appraisal from Parker Real Estate & Appraisal so both parties are fully aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Parker Real Estate & Appraisal assist you in relocating to or from Hunt County

Moving due to a job change is a more than just an inconvenience, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide input on the positive aspects of their property, as well as information about any recent sales or listings in their neighborhood that they want considered.

Don't sell out short or keep your home on the market too long.

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.